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Specialty Insurance Broker

Your Specialty Insurance Broker

Customized & Niche Risk Coverage Solutions

As your trusted IRDAI-certified specialty insurance broker, Shri Ram Insurance Brokers provides expert guidance on customized and niche insurance requirements. We protect your unique assets and operations with specialized policies from leading insurers, ensuring comprehensive coverage for specialized risks that standard policies don't address.

Specialty Insurance Coverage

Our Specialty & Miscellaneous Insurance Services

Protection against loss of property due to theft, burglary, or housebreaking at business or residential premises.

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Coverage for loss of cash, currency notes, cheques, and other monetary instruments in transit or on premises.

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Protection against financial losses due to fraudulent acts, dishonesty, or embezzlement by employees.

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Comprehensive coverage for events including cancellation, liability, property damage, and weather disruptions.

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Specialized all-risk coverage for jewellers covering stock, precious stones, gold, and diamonds against various perils.

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Comprehensive coverage for banking institutions against fraud, forgery, employee dishonesty, and cyber crimes.

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Specialty Insurance FAQ

Specialty Insurance FAQs

Frequently Asked Questions About Specialty Coverage

As an IRDAI-certified specialty insurance broker, we provide expert guidance on niche insurance products. We work with specialized insurers to secure comprehensive coverage for unique risks that require customized solutions.
What is the difference between burglary and theft insurance?
Burglary insurance specifically covers loss due to forced entry, while theft insurance covers both forcible and non-forcible taking of property. Burglary requires visible signs of forced entry.
Who needs jewellers block insurance?
Jewellers block insurance is essential for jewellery retailers, wholesalers, manufacturers, and pawnbrokers dealing in precious metals, gemstones, and jewellery items. It provides all-risk coverage for valuable inventory.
What does event insurance typically cover?
Event insurance covers cancellation/postponement, public liability, property damage, weather disruptions, non-appearance of key persons, equipment failure, and liquor liability for events.
Is fidelity guarantee insurance mandatory?
While not legally mandatory, fidelity guarantee insurance is highly recommended for businesses with employees handling cash, financial transactions, or sensitive information to protect against employee dishonesty.
Secure your life, business, and assets with our trusted general insurance plans — designed to keep you protected, worry-free, and financially stable.

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