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Liability Insurance Broker

Your Liability Insurance Broker

Comprehensive Liability Protection Solutions

As your trusted IRDAI-certified liability insurance broker, Shri Ram Insurance Brokers provides expert guidance on all liability insurance requirements. We protect your business against legal claims, third-party liabilities, and financial risks with customized policies from leading insurers, ensuring comprehensive coverage for your operations.

Liability Insurance Benefits

Why Choose Our Liability Insurance Brokerage

Legal Defense Cost Coverage
& Claim Settlement Support
Financial Protection
Against Third-Party Claims
Business Continuity Assurance
& Reputation Protection
Liability Insurance Benefits

Liability Insurance Coverage

Our Liability Insurance Services

Public Liability Insurance

Protection against third-party injury or property damage claims occurring at your business premises or during operations.

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Product Liability Insurance

Coverage for claims arising from defective products causing injury, illness, or property damage to consumers.

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Professional Indemnity

Protection for professionals against negligence claims, errors, omissions, and breach of professional duty.

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Employees Compensation

Statutory coverage for work-related injuries, disabilities, or death of employees as per Workmen's Compensation Act.

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Directors & Officers (D&O)

Protection for company directors and officers against personal liability for wrongful acts in managing the company.

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Cyber Liability Insurance

Protection against cyber attacks, data breaches, ransomware, and associated legal liabilities and recovery costs.

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Liability Insurance FAQ

Liability Insurance FAQs

Frequently Asked Questions About Liability Insurance

As an IRDAI-certified liability insurance broker, we provide expert guidance on all liability insurance policies. We work with leading insurers to secure comprehensive coverage for your business against legal claims and third-party liabilities.
What is the difference between public liability and product liability?
Public liability covers injury or property damage to third parties at your premises or during operations. Product liability covers claims arising from defective products causing harm to consumers.
Who needs professional indemnity insurance?
Professionals providing advice or services - doctors, lawyers, architects, consultants, accountants, engineers, IT professionals, and other service providers need professional indemnity insurance.
Is employees compensation insurance mandatory?
Yes, under the Workmen's Compensation Act, employers are legally required to provide compensation for work-related injuries, disabilities, or death of employees.
What does cyber liability insurance cover?
Cyber liability covers data breach costs, ransomware attacks, business interruption losses, legal expenses, regulatory fines, and customer notification costs following a cyber incident.
Secure your life, business, and assets with our trusted general insurance plans — designed to keep you protected, worry-free, and financially stable.

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