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Policy

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Comprehensive Protection

Tailored Insurance Solutions for Every Need

We provide comprehensive insurance solutions designed to protect what matters most to you. With decades of experience and a customer-first approach, we ensure you get the right coverage at the most competitive rates. Our expert advisors help you navigate complex insurance decisions with clarity and confidence.

Life Insurance
1

Life Insurance & Financial Security

Secure your family's future with comprehensive life insurance plans that provide financial stability and peace of mind for your loved ones.

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Health Insurance
2

Health & Medical Insurance Coverage

Comprehensive health insurance plans covering hospitalization, critical illness, and daily medical expenses with cashless claim facilities.

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Motor Insurance
3

Motor & Vehicle Insurance Protection

Complete protection for your cars and two-wheelers against accidents, theft, third-party liability, and natural disasters.

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Life Insurance
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Health Insurance
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About Company

We’re a Trusted and Professional Insurance Broker Company

Shri Ram Insurance Brokerss Pvt. Ltd. is one of India’s leading direct insurance broking firms, offering a wide range of risk management and insurance solutions. Founded by Mr. Gaurav Bhattar and Mr. Devendra Barde, the company aims to strengthen insurance awareness across rural and urban sectors, helping individuals and businesses understand the importance of insurance and its role in India’s economic growth. We strongly believe insurance is not just protection — it is an economic enabler that ensures business continuity and promotes national financial stability.
  • Best Insurance Agency
  • Trusted & Experience
  • Dedicated Support & Security
  • Board Composition
  • Key Managerial Persons
  • Board Committees
To spread insurance awareness across India, empower individuals with career opportunities, provide transparent and need-based solutions, ensure efficient claim support, and strengthen India's economic resilience through risk protection.
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
To be India’s most trusted and accessible insurance partner, ensuring protection and financial security for every individual, family, and enterprise.
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
  • Best Insurance Agency
  • Trusted & Experience Insurance
  • Dedicated Support & Security
More About Us
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Our Comprehensive Services

Expert Insurance Solutions for Every Aspect of Your Life

Health Insurance

Comprehensive medical coverage including hospitalization, daycare procedures, critical illness protection, and wellness benefits with cashless claim facilities at 10,000+ hospitals nationwide.

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Business Insurance

Protect your enterprise with commercial property insurance, liability coverage, business interruption insurance, and professional indemnity to safeguard against operational risks and financial losses.

Protect Business
Life Insurance

Secure your family's future with term life, endowment, ULIPs, and retirement plans. Financial protection against life's uncertainties with guaranteed returns and tax benefits under Section 80C & 10(10D).

Secure Future
Motor Insurance

Comprehensive and third-party coverage for cars, bikes, and commercial vehicles. Includes own damage, theft, third-party liability, personal accident cover, and 24/7 roadside assistance services.

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Property Insurance

Protection for residential and commercial properties against fire, natural disasters, burglary, and structural damage. Covers building structure, contents, and additional living expenses during reconstruction.

Protect Property
Travel Insurance

Domestic and international travel protection covering medical emergencies, trip cancellation, lost baggage, flight delays, and personal liability. 24/7 global assistance and emergency evacuation coverage.

Travel Safe
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Frequently Asked Questions

Expert Answers to Your Insurance Questions

Get clarity on insurance with our comprehensive FAQ section. We address common concerns to help you make informed decisions about protecting what matters most to you.
What factors affect my insurance premium?
Insurance premiums are calculated based on several factors including your age, health condition, lifestyle habits, coverage amount, policy duration, and claim history. For vehicle insurance, factors like vehicle type, age, and usage also matter. We offer personalized assessments to ensure you get the most competitive rates while maintaining adequate coverage.
How long does the claim settlement process take?
Our claim settlement process typically takes 7-30 days depending on the complexity of the claim. For cashless hospitalization, approval is usually granted within 2-4 hours. We've streamlined our processes to ensure quick settlements - 95% of health claims are settled within 15 days and 90% of motor claims within 20 days. Required documents and a dedicated claims manager help expedite the process.
What's the difference between comprehensive and third-party insurance?
Third-party insurance covers damage to other people, vehicles, or property caused by your vehicle. Comprehensive insurance includes third-party coverage PLUS protection for your own vehicle against accidents, theft, fire, and natural disasters. We recommend comprehensive coverage for complete protection, especially for newer vehicles. Our advisors can help you choose the right coverage based on your vehicle's age and value.
Are pre-existing medical conditions covered in health insurance?
Most health insurance policies cover pre-existing conditions after a waiting period of 2-4 years, depending on the policy. We offer plans with reduced waiting periods and special coverage options. It's crucial to declare all pre-existing conditions during application to avoid claim rejection later. Our health insurance experts can guide you to policies that best accommodate your medical history.
Can I modify my policy or add riders later?
Yes, you can enhance your coverage by adding riders like critical illness cover, accidental death benefit, or hospital cash benefit at policy renewal. Policy modifications for increased coverage or adding family members are also possible during renewal periods. We recommend reviewing your coverage annually with our advisors to ensure it matches your evolving needs. There's no charge for consultation when making these adjustments.
Insurance Consultation
Claim Assistance
Customer Service Team

8563 +

Satisfied Customer

50 +

Experience Team

100 %

Satisfaction Rate

10 +

Awards Winning
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Get In Touch

Easy Way to Get Our Popular
Insurance Services

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Step 01

Choose Insurance

Select the insurance plan that best suits your needs—Life, Health, Motor, or Business Insurance. Our wide range of policies ensures complete protection for you, your family, and your assets.

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Step 02

Meet With Agent

Connect with our experienced insurance advisors for personalized guidance. We understand your requirements, compare the best policies, and help you make an informed decision with complete transparency.

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Step 03

Get Insurance

Complete the documentation easily and get your policy issued quickly. With Shri Ram Insurance Brokers, you enjoy hassle-free onboarding, reliable coverage, and dedicated claim assistance whenever you need it.

Insurance Broker Meeting with Happy Clients

“SRIB helped us find the perfect health insurance plan from multiple options. As a broker, they explained every detail and got us a plan that saved 20% compared to what we were paying earlier. Their 2 years of expertise shows in their professional approach.”

Rajesh Kumar

Family Health Insurance Customer

“As a new business owner, I was confused about which insurance providers to choose. SRIB Insurance Brokers compared 8 different options and found me the best commercial insurance package. Their claim assistance service has been invaluable for our small business.”
Priya Sharma

Priya Sharma

Small Business Owner

"After 2 years of working with SRIB Insurance Brokers, I can confidently say they're the best in the business. They've helped my family with health, life, and motor insurance from different providers, always finding us the best deals. Their post-sales support is exceptional!"
Amit Desai

Amit Desai

Long-term Brokerage Client

OUR TRUSTED INSURANCE PARTNERS

We’ve 100+ Global Premium Partners

Become a Partner
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Secure your life, business, and assets with our trusted general insurance plans — designed to keep you protected, worry-free, and financially stable.

Need Any Help? Or Looking For an Agent

9575758777
insurance@srib.co.in
Working Hours : Monday - Saturday, 09:30am-6:30pm
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